Information for Travel Protection Insurance

Why Buy Travel Insurance? | Why Travel Guard? | Brief Description of Insurance Coverage | Insurance Details

Why Buy Travel Insurance?

We understand that your trip can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment; you can buy travel insurance.

To illustrate the importance of purchasing travel insurance, we have selected some of the common examples of what could go wrong.

• It's 10 p.m. and you and your traveling companion arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to catch up with your trip?
• Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
• You arrive at your destination without your wallet. Where do you turn for emergency cash, and who will help you get your credit cards replaced?
• If a member of your immediate family becomes seriously ill forcing you to cancel your trip, what happens to your non-refundable deposits or payments?
• You arrive on time, but your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?
• You slip and fall and twist your knee! Who can help you find an orthopedic doctor that specializes in knees injuries?
• Three weeks before your scheduled arrival, a terrorist incident occurs in a city you are scheduled to visit. Who will pay if you want to cancel your trip?
• You are involved in an accident and adequate medical treatment is not available at the location. Who will help arrange for medical emergency evacuation and who will pay, when your own health plan does not provide this benefit?

Buy travel insurance to ease your worries!

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Why Buy Travel Guard?

Travel Guard is one of the leading travel insurance providers in North America. When purchasing anything - including your travel insurance, it's important you look closely at the coverage, benefits, and services you will receive.

Here is a quick summary of what makes Travel Guard different than the competition:

Exceptional Customer Service:

We take great pride in providing the highest levels of service regardless of why you contact us. With a travel insurance policy from Travel Guard, you can expect that:

• All phone calls will be answered within 30 seconds by an experienced Travel Guard employee - no matter when you call.
• Assistance will be available 24 hours a day, 7 days a week, and 365 days a year no matter why you call.
• The Travel Guard representative is fully committed to complete our services to your full satisfaction.
• You will receive fast, fair and accurate claims service. Our claims processing standards include:

- Claims are reviewed by an experienced analyst within 24 hours.

- Settlement is finalized and payment authorized within 24 hours of receipt of final documentation.

- 100% correct payments and calculations on all claims.

- The "Fairness Principle" - all denied claims are sent to a mediator for review, and the mediator's decision is honored.

The best travel assistance service in the industry

Travel Guard provides its policyholders 24-hour emergency travel assistance. Whether you need help finding medical care halfway around the world, making emergency arrangements to return home or obtaining an emergency cash advance, you can access our toll-free hotline from anywhere in the world, any time of day.

Not all travel insurance companies are the same!

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Brief Description of Insurance Coverage

United-Vacations Asia has selected Travel Guard to provide travel insurance coverage and assistance for our customers and their families. Travel Guard is one of the leading travel insurance providers in North America.

The following plans are available through United-Vacations Asia:

Individual and Group Inclusive Tour Program (P1)

Tour Cost Trip Cancellation and 125% of Tour Cost Trip Interruption -

Reimburses for forfeited, nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to a covered illness, injury, or death of you, an immediate family member, or traveling companion or for other covered reasons.

$500 Trip Delay - Reimburses up to $100 per day if your trip is delayed for more than 12 hours for reasonable additional expenses until travel becomes possible.

$1,000 Baggage and Personal Effects - Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.

$100 Baggage Delay - Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.

$20,000 Medical Expense - Covers necessary medical expenses up to one year after the sickness or injury provided you sought initial medical treatment while on your trip.

$20,000 Emergency Medical Transportation - Covers evacuation and transportation to the nearest adequate medical facility.

$25,000 Accidental Death and Dismemberment - Covers death and loss of limb or eyesight within 180 days of an accident.

Travel Guard Assist - Offers emergency assistance for anywhere in the world.

LiveTravelc - 24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!

Emergency Cash transfers - Assistance in coordinating an emergency cash advance.

Pre-trip travel advisories - Around-the-clock access to passport, visa, inoculation and vaccine requirements; travel advisories; embassy and consulate contacts; travel health advisories; weather and currency information - all for your planned destination.

As a special added coverage; if you purchase and pay for this plan along with your first payment (deposit or full payment) you will automatically receive Coverage for pre-existing medical conditions.

Not all travel insurance policies are the same!

Car Rental Collision Coverage (P6)

$25,000 Car Rental Collision Coverage:

• Covers up to $25,000 in collision damage to a rental-car rented through United-Vacations Asia.
• Please note that a deductible of $250 applies.

Not all travel insurance companies are the same!

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View Insurance Details

The following are the full Description of Coverages. You will receive a copy upon purchase of the policy.

• Individual and Group Inclusive Tour Program (P1) - *View insurance details
• Car Rental Collision Coverage (P6) - *View insurance details